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Aktia Bank

9.23

 

EUR

 

-0.54 %

AKTIA

NASDAQ Helsinki

Banks

Financials

8,754 following
www.aktia.com/en

Aktia Bank offers banking services. The company is a Nordic financial company and offers financial services, asset management, insurance, and real estate brokerage. A large part of the services are offered via the company's network services and are offered to both private and corporate customers in most sectors. The largest presence is in the Finnish market. The company is headquartered in Helsinki.

P/E (adj.) (24e)
7
ROE-% (24e)
14.03 %
P/B (24e)
0.96
Dividend yield-% (24e)
9.13 %
Target price
10.50 EUR
Recommendation
Accumulate
Updated
6.11.2024
NASDAQ Helsinki
AKTIA
Daily low / high price
9.21 / 9.41 EUR
Market cap
672.65M EUR
Turnover
532.24K EUR
Volume
57K
Business risk
Valuation risk
Current
Previous

Latest research

Aktia Q2'24: The year continued as expected
2024-08-05

Analyst

Kasper Mellas
Kasper Mellas
Analyst

Latest videos

Aktia Pankki Oyj, Webcast, Q3'24
2024-11-06
Aktia Oyj, Webcast, Q2'24
2024-08-02
Aktia Oyj, Q1, 2024
2024-04-30

Financial calendar

Annual report
2025-02-12
General meeting
2025-04-03
Interim report
2025-05-07
Interim report
2025-08-05
Interim report
2025-11-06

Forum updates

Stay up-to-date with the latest talk about Aktia Bank
Read the full thread
Visit the forum
Några reflektioner ang. resultatet från nya VD:n Aleksi Lehtonen: linkedin.com Aktia on LinkedIn: #aktia #q2 Aktia julkaisi tänään vahvan toisen vuosineljänneksen tuloksensa. Tulos parani kaikilla liiketoiminta-alueilla ja vertailukelpoinen liikevoitto kasvoi 21 %…
Christian
8/9/2024, 1:58 PM💙 2
Aktia ingår strategiskt partnerskap med Swedbank. Kunder utanför Swedbank Finlands fokusområde kommer att ha möjlighet att bli kund hos Aktia. Swedbank avvecklar sitt erbjudande inom cash management- och betaltjänster i Finland. Swedbanks företagskunder som använder dessa tjänster kommer att erbjudas möjlighet att bli kund hos av Aktia. Swedbank ingår strategiskt partnerskap med Aktia i Finland
Christian
5/23/2024, 12:07 PM💙 2
Erkki Etola är på G: Liputusilmoitus Erkki Etolan Aktian omistuksista | Talouselämä. Rejäl affär, men verkar som om den gjorts mellan hans bolag.
Christian
5/7/2024, 7:46 AM💙 2
En riktigt tråkig aktie, och just därför en mycket bra grundsten i portföljen. Jag kommer att fortsätta öka så länge som aktien bjuds ut för mindre än 10 €. Någon kursraket lär Aktia inte bli, men det behövs inte.
Christian
5/1/2024, 8:48 AM💙 2
Ännu ett kvartal där Aktias intäkter överskrider förväntningarna och kostnaderna underskrider förväntningarna. Double-digit över förväntningarna på sista raden igen. Det enda som jag inte förstår är varför kursen idag stiger.
Christian
4/30/2024, 7:13 AM💙 2
Här är en färsk analys efter andra kvartalet. Aktia released a fairly unsurprising Q2 result on Friday. Forecast changes following the quarterly report were mainly limited to increased expenditure forecasts and we expect the result to grow this year, thanks to strong development in net interest income. We still find Aktia’s valuation attractive based on all indicators just like the entire banking sector, so we reiterate our EUR 10.5 target price and Accumulate recommendation. Inderes Aktia Q2'24: The year continued as expected - Inderes Aktia released a fairly unsurprising Q2 result on Friday. Forecast changes following the quarterly report were mainly limited to increased expenditure forecasts and we expect the result to grow this year, thanks to strong development in net interest...
börsen84
8/6/2024, 7:32 PM💙 1
Återigen något över förväntningarna. Det börjar nästan bli en bra vana vid det här laget. Inderes Aktia Q2’24 -pikakommentti: Ei yllätyksiä - Inderes Aktia julkaisi aamulla varsin yllätyksettömän Q2-tuloksen. Tuottorivit kehittyivät odotustemme mukaisesti, mutta kulupuolella nähtiin pieni pettymys.
Christian
8/2/2024, 6:28 AM💙 1

Income statement

20202021202220232024e2025e2026e2027e
Operating income201.1263.8302.9287.4302.3303.8301.7309.3
growth-%-9.2 %31.2 %14.8 %-5.1 %5.2 %0.5 %-0.7 %2.5 %
Operating expenses-142.2-174.3-169.4-176.6-176.2-180.9-186.0
Credit loss-4.0-4.5-10.2-7.0-8.4-9.5-7.1
EBIT (adj.)55.087.5124.7104.7119.3113.4108.6111.7
EBIT54.784.6123.5102.6117.7113.4108.6111.7
Net income42.666.898.381.394.690.786.989.4
EPS (adj.)0.620.991.381.151.321.241.181.21
growth-%-21.9 %60.2 %40.0 %-16.6 %14.4 %-6.1 %-4.6 %2.4 %
Dividend0.430.560.430.700.840.810.770.79
Dividend ratio70.2 %60.2 %31.5 %62.5 %65.0 %65.0 %65.0 %65.0 %

Profitability and return on capital

20202021202220232024e2025e2026e2027e
Cost to income-%70.7 %66.1 %55.9 %61.5 %58.3 %59.6 %61.7 %
ROA0.4 %0.6 %0.8 %0.7 %0.8 %0.7 %0.7 %0.7 %
ROE6.7 %9.9 %15.6 %13.2 %14.0 %12.7 %11.7 %11.6 %
ROE tangible7.4 %11.4 %18.9 %16.0 %16.8 %15.1 %21.5 %
Dividend yield4.6 %4.6 %4.2 %7.4 %9.1 %8.7 %8.3 %8.5 %

Valuation

20202021202220232024e2025e2026e2027e
Share price (EUR)9.4512.2810.229.429.239.239.239.23
Shares69.671.872.072.672.973.273.573.8
Market cap657.5881.7735.8684.3673.3676.1678.8681.6
Enterprise value874.11,168.81,034.9894.1858.4830.4803.8772.1
P/E (adj.)15.312.47.48.27.07.57.87.6
P/B1.01.31.31.11.00.90.90.9
P/B tangible1.081.561.551.271.151.103.54-
Dividend yield4.6 %4.6 %4.2 %7.4 %9.1 %8.7 %8.3 %8.5 %
Common equity-% (CET1)14.0 %11.2 %9.0 %11.2 %12.4 %13.0 %13.6 %
Equity ratio6.3 %6.3 %5.2 %5.9 %6.3 %6.4 %6.5 %6.6 %

Quarter data

Q4/232023Q1/24Q2/24Q3/24Q4/24e2024eQ1/25eQ2/25e
Operating income74.4287.477.376.776.172.2302.3
EBIT24.5102.633.330.131.223.1117.7
Net income19.881.327.324.124.718.594.6
EPS (adj.)0.291.150.380.340.340.251.32
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